What are your interest rates?
Interest rates are subject to change as the market changes, but once a rate has been assigned to your loan, it will remain fixed. As of March 1, 2024, we have 3 rates, which we will likely keep through 2024:
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The rate for our "Small Dollar Loans," which includes all loans of $2,500 or less (except for credit builder loans), is set at 10%.
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The rate for our higher dollar loans is 7%. Please remember those are only for Assistive Tech, Home Modification and Vehicle Modification. Funding is less regular and amounts vary, so availability varies as well. There may be a waitlist for those loans.
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All Credit Builder loans are set at 14.25%.
