Able Up Iowa

What are your interest rates?

Interest rates are subject to change as the market changes, but once a rate has been assigned to your loan, it will remain fixed.  As of March 1, 2024, we have 3 rates, which we will likely keep through 2024: 

  1. The rate for our "Small Dollar Loans," which includes all loans of $2,500 or less (except for credit builder loans), is set at 10%. 

  2. The rate for our higher dollar loans is 7%.  Please remember those are only for Assistive Tech, Home Modification and Vehicle Modification.  Funding is less regular and amounts vary, so availability varies as well.  There may be a waitlist for those loans.

  3. All Credit Builder loans are set at 14.25%.

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